Houzwallet
The friendly budget program for your whole household. Track spending, plan bills, and reach your savings goals together — starting is free.
No payment needed — create your account and your household to begin.
How the program works
1
Create your account
Sign in with Google or an email — it takes a minute.
2
Set up your household
Name your household, add members, income, and accounts.
3
Budget together
Track spending, plan bills, and grow your savings goals.
Everything in the Free plan
Track every dollar
Log spending and income in seconds, for you or everyone at home.
Budgets that make sense
Set simple category limits and see what's left before you spend.
Bills on one calendar
See bills, paydays, and subscriptions by date so nothing surprises you.
Savings goals
Pick a goal, add a photo, and watch your progress grow.
Financing calculator
Check what a loan really costs before you sign anything.
Built for households
Invite family members, share one budget, and stay on the same page.
Student or first job? Jumpstart your money
New paycheck or student loan instalment? The Jumpstart guide shows you how to take control from day one — without living on instant noodles.
- Start before the money arrives. Divide your loan by the months it must last — that number, not the lump sum, is your real monthly income.
- Sort expenses into three buckets. Must-pays get their calendar dates first, study and work costs get a realistic monthly amount, and fun money stays — a plan with zero fun never survives month one.
- Face student loans early. Learn your balance, rate, and start date; pay a little while studying if you can, and check income-based plans before ever missing a payment.
Budgeting as a couple?
Two incomes, one household. The couple budget planner lets each of you enter your own income and personal expenses, splits the shared costs, and shows what each of you has left — together and individually.
Want more? Go Plus
Plus adds the Assistant chat, statement scanning, smart savings ideas, automatic budget and goal plans, and live alerts — $2.50 USD/month or $20 USD/year for the whole household.
See Plus plans